behavioral health counseling, dental check-ups, dermatological issues etc. and we expect this benefit to continue to grow in utilization and popularity in the future. ¨ Procedure price transparency either through the carrier or app-based technology is designed to assist members in seeking lower cost alternatives for the same service. By leveraging technology, members can create good consumerism habits right in the palm of their hand. Several procedure price transparency solutions exist in the marketplace today where members can ‘shop’ for the same services and make decisions based on not only price, but quality of care. ¨ Rx rebates and coupon sourcing – There are several app-based technologies that can aggregate manufacturer rebates and coupons, so that members can access prescriptions at a lower cost. These programs run outside of insurance, so whenever a member utilizes the program the claim does not factor into Iroquois’s overall utilization which will help keep renewal premiums down. These types of programs are of an even greater benefit to the members enrolled in the HSA plan, as they must satisfy the deductible before prescriptions move to a copay. ¨ Voluntary Benefits to supplement your coverages. Offering members, a variety of programs to meet their needs helps from an attraction and retention standpoint at no additional cost to the organization. ¨ Medicare meetings to inform applicable employees of their Medicare options. By conducting these meetings, we may migrate some members off the Iroquois plan and on to Medicare. It will also educate members with Medicare eligible relatives/friends who may be tasked with sourcing Medicare supplement plans. ¨ Meridian has access to several proprietary programs through the UBA relationship. These programs include: level-funded insurance, captive plans and stop-loss coalition programs. Through these programs, Meridian/UBA have been able to save clients significant dollar amounts which include immediate premium discounts, experience-based refunds and wellness/predictive modeling reimbursements. The second part of the client onboarding process is to analyze the various compliance requirements of Iroquois and set in motion action steps to either maintain compliance or move the program(s) back into compliance. These steps include; reviewing contracts, plan documents, insurance policies and other documents such as, annual model notices, summary plan descriptions, business associate agreements, ACA compliance to ensure applicability, accuracy, consistency and ultimately compliance. All compliance requirements are tracked and assigned in our CRM with notifications sent out 90, 60- and 30-days prior to the deadlines, so they are always met. In short, our transition plans are aimed to ensure a seamless integration/onboarding with Meridian. Our strategies will address the client’s specific needs and goals. Our job is to have an impact on the benefits plans by reducing costs, educating, promoting and providing the Iroquois plan members with the best benefit plans possible. Meridian Performance Not only do we monitor the carrier and vendors performance, but we also monitor our own. Upon request, Meridian can provide Iroquois with a detailed stewardship report on our performance, compensation, observations, policy summaries and a full review of the prior year’s activities, so that Iroquois can 25